Welcome to NOVA Home Loans
At NOVA Home Loans, you are not just a number. You are First, Numero Uno, You know... Number ONE.
Unlike most Loan Originators who chose lending as a second career, Bert Carpenter chose lending in 1976 and chose to specialize in Mortgage Lending in 1998.
As the LoansA2z team, Bert brings over 35 years in the Financial Services industry to help you with your specific mortgage needs.
Bert is Licensed and a Certified Residential Mortgage Specialist and is proud to be Arizona's first recipient of the Lending Integrity Seal of Distinction, awarded by the National Association of Mortgage Professionals.
Let us show you what we can do for you.

Bert Carpenter
The LoansA2z Team
Proud to be Ranked
Number 1
Lender in Arizona by Lender411.
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Refinance
We can help you lock in a long term fixed rate. More and more folks like you are opting for shorter 15 & 20 year terms. Cash out for almost any purpose or no cash out, It's really your call.
Purchase
Purchasing a home is probably one of the biggest investments you'll ever make. Making sure you have the right financing is just as important, and just a click away. We are here to help you.
FHA loans
There are lots of good reasons to choose an FHA loan. We also offer Conventional, VA and USDA loans as well.





